Barack Obama health care Plan

Barack Obama's ambitious health care plan is fairly simple and straightforward. The plan seeks to drastically and quickly increase the number of people who have health insurance. Insists that this plan will save a typical American family of approximately 2,500 USD in annual costs. Because the average premium Ohio is less than the majority of other countries, savings to residents of Ohio can average less than 2 500 USD.

The Plan is designed to give the Federal Government more control over medical decisions, and dollars, the major difference from the current system of decentralised management and insurance based on State insurance regulation. Here in Ohio, health insurers effectively held in check by the Ohio Department of insurance. However, this is not in the case of many other countries.

Obama Plan

Many parts of the plan are initiatives of the Obama health plan Clinton from 1994 and Kerry health plan 2004.
Essentially, Obama health care plan is divided into three parts:

1. Modernizing the U.S. health care system to reduce costs and improve quality
2. to promote prevention and the strengthening of public health
3. Quality, portable health coverage and affordable for every person

"Savings"

$ 2,500 in savings will come from health care reform, using some of the following initiatives:

* Make medical insurance for universal, which may reduce spending on uncompensated care.
* To improve the management and prevention of chronic conditions.
* To increase competition and reduce the insurance industry insurance costs and profits.
* The provision of reinsurance to cover disasters, which will reduce insurance premiums.

Offset the burden of

Although all of these ideas are feasible, the basis seems to be simply to offset some of the burden of the private sector to Government. And of course, much more control over our health dollars and decisions will come from Washington, d. C, and no Anthem or UnitedHealthCare.

The Plan will actually compete directly with private insurance companies, United States ' National health insurance Exchange. " The Federal Government (not health insurance carriers) would be to define the quality of benefits, which will be Americans. And new rules that would apply to the new national health plan and all participating private health plans.

Preventive coatings could be emphasized

Obama's healthcare plan will encourage "healthy living" with particular emphasis on wellness. Wellness programs, the employer will be incremented, and canteens and vending machines in the workplace can see food healthier.

School health screening programs may increase with increased support for physical education.

United States persons and families, the Obama plan would require the benefits of prevention on the many programs supported by federally such as Medicare, Medicaid and SCHIP. One benefit may be possible to discounts on health insurance premiums for enrollment in wellness and prevention programs.

Now, some of the rules of individual health insurance Ohio offer a similar discount, such as's Anthem Lumenos health incentive account (HIA).

Ohio health insurance group

Employer health insurance would be radically changed in accordance with the plan Obama. Here in Ohio, both small and large employers will be able to choose from a variety of plans for their employees. Obama plan would force employers to offer a certain level of health benefits for their workers or pay a tax to finance the national health programme. Currently, the amount of benefits provided for health and the size of the tax has not been discussed.

Perhaps the best plan and the most cost-effective health insurance for residents of Ohio would be the concept already in place.HSAs (health savings accounts). Therefore, instead of imposing a Top-down change in health-care system, it seems reasonable to transfer the direct control of medical dollars to individuals and families. This would allow Americans to choose their own health plans and benefits, making health insurance companies compete directly for consumer dollars by providing real value for patients.

This can all be achieved by the special tax and regulatory changes designed to harness the power of competition of a free market. Health care expenditure may be reduced, preventive treatment may be emphasized and portability could be promoted. The reform of the health insurance tax and has registered employers to help their workers Buy health insurance could help a little.

Now the Ohio health insurance rates are extremely low compared to many other countries. There are many reputable insurance companies, which offer a wide range of policies, including health savings accounts. You should not change much over the next two years. In 2011, things may change ... and hope for the better.

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