Help! I've lost my health insurance!

One of the scariest places you can literally find yourself-without health insurance coverage. For simple trips to the emergency room can lead to thousands of dollars in charges, the last thing you need is do not have health insurance. But what options do you have? He graduated from the College can be a true rite of passage to adulthood, because it is a time when most health insurance plans drop you from Your parents ' plan. Even landing the right job after classification still could mean that you need to go through a period of grace before health insurance company kicks. And if you left the job for greener pastures, ... also find becomes sick or injured!

But even I have options?

Also likely to have options for health insurance coverage, but they may not be ideal. If you finish a task, you will have the option of extending the benefits of health insurance for 18 months-thanks to COBRA. Only catch is that you will pay for these benefits from their own pockets. It is not exactly easy to do without the suspended each week.

Is that? This is my only hope?

Before you panic, just relax. The solution is a short term health insurance. As the name indicates, this solution offers options for health insurance for a limited period of time. Most short-term health insurance benefits are available for 30 to 180 days. Based on where you live, you may be able to obtain these benefits for up to one year.

And short-term health insurance is the same as what I had at work?

Well, if you mean that you are in hospital visits or sudden disease, then Yes. Also, you can choose your own doctors and hospitals, which is actually an advantage over some health insurance plans offered by employers. But certainly there are no restrictions as to the need for short term health insurance plans.

So what am I not covered for?

This really is a question for one million dollars, isn't it? A routine medical examinations are not covered by health insurance policy in the short term. All kinds of preventive care is also a window with this kind of coverage. In addition, you can forget about dental and optical coverage of short-term health insurance. With the obvious reasons, this type of health insurance does not cover the medical costs relating to pregnancy, or anything with childbirth, sam.

No offence, why should I know short-term health insurance?

Because trips simple emergency room can cost thousands of dollars, and all the procedures for emergency and hospital stay can cost tens of thousands of dollars. Hey short-term health insurance should not be a long-term solution. Is the only way to make sure they are covered by a while you are not on all the employer's health insurance plan. And it can help you avoid going into serious debt, should something happen to you when you are not otherwise covered by the health insurance plan. For this reason alone is definitely worth the expense.